Health Care Basics

The Value of Health Insurance:

Insurance helps pay costs when you need care.

Insurance protects you from high costs when something bad happens. No one plans to get sick or hurt, but most people need to get treated for an illness or injury at some point, and health insurance helps pay these costs. You buy health insurance to protect you when you need medical care.

10 Essential Health Benefits:

Ambulatory ServicesMental Health and Substance Use Disorder Services
Emergency ServicesRehabilitative and Habilitative Services and Devices
HospitalizationsLaboratory Services
Maternity and Newborn CarePreventative Wellness and Chronic Disease Management
Prescription DrugsPediatric Services